Disability Insurance
What is Disability Insurance?
Disability income insurance typically pays a monthly benefit to the policy holder for as long as they are disabled under the contract. When you can't work because of a covered sickness or injury, disability income insurance helps you pay your bills. Mutual of Alabama offers Disability income insurance policies with a range of coverage options. All the disability products offered through Mutual of Alabama are guaranteed renewable to age 67* as long as you continue to pay your premiums. If you're self-employed or a member of a qualifying association, you may be eligible for a preferred rate on your premiums!
Disability benefits can be paid to you for a period of just a few months or up to 10 years or longer; our Disability Choice Portfolio offers you the choice. Consider your mortgage, debts, your current income and your savings then ask yourself, “Do I want accident only coverage, or accident and sickness?” Your Mutual of Alabama agent will help you figure out what type of disability coverage is the best match for you.
Types of Disability Insurance
- Short Term Accident Only
- Short Term Accident/Sickness
- Long Term Accident/Sickness
- Business Operating Expense
Contact Mutual of Alabama to schedule your insurance and annuities consultation today.
Call us at (205) 240-4726 or Contact Us here!